Cashback Calculator

v1.3

Calculate monthly and annual cashback earned from a cashback credit card based on your monthly spending and cashback rate.

Last updated · Last reviewed

Formula

Monthly Cashback = Monthly Spending × (Cashback Rate ÷ 100) Annual Cashback = Monthly Cashback × 12

How it works

A cashback calculator shows how much cash back you earn each month and year on a cashback card at a given flat cashback rate.

Example

Example: $1,500/month at 1.5%: monthly = $22.50, annual = $270.

Trust & Accuracy

Formula verified

Verified against standard mathematical and financial conventions.

Last reviewed

June 27, 2026

Accuracy tested

Edge cases tested, formula validation and manual verification completed.

Available for

United States, Canada, United Kingdom, Australia, India, European Union.

Currency support

USD · INR · CAD · AUD · GBP · EUR

Privacy

No information entered into this calculator is stored on our servers unless you explicitly choose to save or share your calculation.

Print, share & save

Use the Save, Share, Copy, PDF, CSV and Print actions under the result panel.

Accessibility

Keyboard navigable, screen-reader friendly labels, responsive on mobile and desktop.

Learn more: How we verify formulas · How we test accuracy · Methodology · Editorial policy

Recent Updates

We continuously review and improve our calculators to keep formulas, assumptions and references accurate.

View change log (4)Show
  1. v1.3

    Added Trust & Accuracy panel and machine-readable change log.

  2. v1.2

    Added Save, Share, PDF, CSV and Print actions to results.

  3. v1.1

    Added global currency selector (USD, INR, CAD, AUD, GBP, EUR).

  4. v1.0

    Initial calculator release with verified formulas and Official Sources.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.