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EPF Calculator

v1.3

Project Employees' Provident Fund corpus from basic salary, contributions and tenure.

Last updated · Last reviewed

Inputs

INR
%

Statutory minimum is 12% of basic

%

Employer pays 12% of basic, but 8.33% goes to EPS — only 3.67% credits to EPF

%

Currently 8.25% (FY 2024–25)

yrs

Result

EPF Corpus

₹6,143,497.93

After 30 years at 8.25%

Employee Contribution₹1,080,000.00
Employer Contribution₹330,300.00
Interest Earned₹4,733,197.93

Saved calculations remain on this device unless you choose to share them. No tracking, no account needed.

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Formula

Monthly: bal_k = bal_{k-1} × (1+i) + (EE + ER), where i = annual rate / 12.

How it works

EPF is a mandatory retirement scheme for salaried employees in India, with monthly contributions from both employee and employer.

Example

Example: ₹25,000 basic with 12% + 3.67% contributions for 30 years at 8.25% builds about ₹70+ lakhs.

Trust & Accuracy

Formula verified

Verified against standard mathematical and financial conventions.

Last reviewed

June 27, 2026

Accuracy tested

Edge cases tested, formula validation and manual verification completed.

Available for

United States, Canada, United Kingdom, Australia, India, European Union.

Currency support

USD · INR · CAD · AUD · GBP · EUR

Privacy

No information entered into this calculator is stored on our servers unless you explicitly choose to save or share your calculation.

Print, share & save

Use the Save, Share, Copy, PDF, CSV and Print actions under the result panel.

Accessibility

Keyboard navigable, screen-reader friendly labels, responsive on mobile and desktop.

Learn more: How we verify formulas · How we test accuracy · Methodology · Editorial policy

Recent Updates

We continuously review and improve our calculators to keep formulas, assumptions and references accurate.

View change log (4)Show
  1. v1.3

    Added Trust & Accuracy panel and machine-readable change log.

  2. v1.2

    Added Save, Share, PDF, CSV and Print actions to results.

  3. v1.1

    Added global currency selector (USD, INR, CAD, AUD, GBP, EUR).

  4. v1.0

    Initial calculator release with verified formulas and Official Sources.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.