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PPF Calculator

v1.3

Estimate Public Provident Fund maturity, total deposits and interest at the current government rate.

Last updated · Last reviewed

Inputs

INR

Statutory limit: ₹500 to ₹1,50,000 per year

%

Govt-notified PPF rate (currently 7.1%)

yrs

Minimum lock-in is 15 years; extensions in 5-year blocks

Result

Maturity Value

₹4,068,209.22

After 15 years at 7.1%

Total Investment₹2,250,000.00
Interest Earned₹1,818,209.22

Saved calculations remain on this device unless you choose to share them. No tracking, no account needed.

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Formula

FV = C × [((1+r)^n − 1) / r] × (1+r) — annual deposit, compounded annually.

How it works

PPF is a Government of India long-term savings scheme that falls under the EEE tax regime — deposits, interest and maturity are all tax-free.

Example

Example: ₹1,50,000 per year for 15 years at 7.1% grows to about ₹40.68 lakhs.

Trust & Accuracy

Formula verified

Verified against standard mathematical and financial conventions.

Last reviewed

June 27, 2026

Accuracy tested

Edge cases tested, formula validation and manual verification completed.

Available for

United States, Canada, United Kingdom, Australia, India, European Union.

Currency support

USD · INR · CAD · AUD · GBP · EUR

Privacy

No information entered into this calculator is stored on our servers unless you explicitly choose to save or share your calculation.

Print, share & save

Use the Save, Share, Copy, PDF, CSV and Print actions under the result panel.

Accessibility

Keyboard navigable, screen-reader friendly labels, responsive on mobile and desktop.

Learn more: How we verify formulas · How we test accuracy · Methodology · Editorial policy

Recent Updates

We continuously review and improve our calculators to keep formulas, assumptions and references accurate.

View change log (4)Show
  1. v1.3

    Added Trust & Accuracy panel and machine-readable change log.

  2. v1.2

    Added Save, Share, PDF, CSV and Print actions to results.

  3. v1.1

    Added global currency selector (USD, INR, CAD, AUD, GBP, EUR).

  4. v1.0

    Initial calculator release with verified formulas and Official Sources.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.